Wednesday, August 5, 2009

Oh No Not my Hoopty! Cash for Clunkers!

If you need more information about the government's "Cash for Clunkers" please go to the OFFICIAL U.S. Transportation Department's website about the program. Click here for www.cars.gov

If you took advantage of this program recently click here to find out how Carolina Postal Credit Union can help you save even more money!

If you are thinking about giving up your hoopty...uh...clunker to purchase a new car - be sure and get pre-qualified at your Credit Union first! Members of Carolina Postal Credit Union should click here to apply for an auto loan.

If you have fond memories of your Clunker/Hoopty - please share them by clicking here!

Tuesday, June 30, 2009

Credit Cards? Nah Credit UNION Cards are the Way to Go!

(June 2009) The New York Times recently published a guest opinion column by two Harvard doctoral students in economics.

Ryan Bubb & Alex Kaufman studied Credit Union Credit Card programs and concluded that they adhere to most if not all standards that the recently-passed Credit Card Act will implement:

"INDUSTRY representatives would have you believe that the Credit Card Accountability, Responsibility and Disclosure Act enacted last month spells the end of the credit card as we know it. President Obama’s proposal last week to create a Consumer Financial Protection Agency to enforce the law has increased the industry’s concerns.

But the example of cards issued by credit unions puts the lie to these claims. Credit unions largely conform to the new rules already, while profitably maintaining the basic features that users know and love."

For the full, informative article please click here! Thank you, Bubb & Kaufman!